Humic acid is technically not a fertilizer, although in some walks people do consider it that. Humic acid is an effective agent to use as a complement to synthetic or organic fertilizers. In many instances, regular humic acid use will reduce the need for fertilization due to the soil's and plant's ability to make better use of it. In some occurrences, fertilization can be eliminated entirely if sufficient organic material is present and the soil can become self sustaining through microbial processes and humus production.
The activities of beneficial soil microbes are crucial for the sustainability of any soil and plant growth. Humic acid stimulates microbial activity by providing the indigenous microbes with a carbon source for food, thus encouraging their growth and activity. Soil microbes are responsible for solubilizing vital nutrients such as phosphorus that can then be absorbed by the humic acid and in turn made available to the plant. Additionally, microbes are responsible for the continued development of humus in the soil as it continues to break down not fully decomposed organic matter. This in-situ production of humus continues to naturally add to the humic acid base and its benefits.